Did you know that 52 percent of American workers don’t use all their paid time off? Maybe we’re not using all that PTO because we tend to think of vacations as grand endeavors that are often too expensive to be worth it. And sure, a tropical-island getaway sounds pricey and hard to pull off, but what if we said you could stay in a low-key, off-the-radar beach town for less than $100 a night? And we’re not talking about bunk beds in backpackers’ hostels. These are sweet accommodations where you can swim in the ocean, hike a volcano, and read a book in a hammock. Don’t wait. It’s time to actually use those vacation days.